Mortgage Options

Finding The Right Loan

Finding the right type of loan that meets your needs can be overwhelming. You need to compare different loan products, rates, downpayment requirements, and eligibility requirements so you can make an informed decision about a major purchase — and in some cases, the biggest purchase of your life.

Shaun Whiteman and his team at Finance of America Mortgage makes things easier by providing key information on a variety of loan products you need up front. Whether you’re a first time homebuyer, real estate investor, or looking to buy a second home, choose from a variety of home loan products designed for your particular situation.

Fixed Rate Mortgage

Offering predictable payments and protection against service members and spouses can take advantage of zero downpayment requirements with this loan.

Jumbo Mortgage Loan

For homebuyers who need larger loan amounts, these jumbo mortgage loans feature interest-only payments, adjustable rate, and fixed rate options.

New Construction Loan

Are you a real estate investor or construction builder? This mortgage loan program may give you the financing you need to start new construction and acquire land.

FHA Mortgage

Do you have limited savings for a down payment? This mortgage loan features low down payment and flexible requirements for income, debt, and credit scores.

VA Mortgage

This type of loan may help qualified active duty service members, reservists, veterans, and their spouses get the home of their dreams with zero down payment requirements.

USDA Mortgage

For borrowers looking to purchase a new or existing home in designated USDA rural areas. This loan type offers options for no down payment and no closing costs.