__CONFIG_colors_palette__{"active_palette":0,"config":{"colors":{"62516":{"name":"Main Accent","parent":-1}},"gradients":[]},"palettes":[{"name":"Default Palette","value":{"colors":{"62516":{"val":"var(--tcb-skin-color-0)"}},"gradients":[]}}]}__CONFIG_colors_palette__
Click To Call

FHA Mortgage

If you’re trying to repair your credit or have limited funds for a downpayment, home ownership can still be a possibility with an FHA loan. Finance of America Mortgage provides opportunities for borrowers that previously could not qualify for a conventional. Backed by the Federal Housing Administration (FHA), there are options for borrowers without a credit score as well as flexible guideline requirements.

FHA Mortgage Loan

These mortgage loans are especially attractive to...

Credit Challenges

Buyers with lower credit scores or poor credit history

First Time Buyers

First-time homebuyers or buyers with limited savings for a downpayment


Low to moderate income buyers

Loan Features

Qualify with poor credit

Borrowers with a bankruptcy or foreclosures in their credit history may still qualify.

Competitive interest rates

Low credit score borrowers can still qualify for competitive rates to help keep monthly home ownership costs down.

Fixed rate loan terms

Fixed rate terms stay the same through the life of the loan so monthly mortgage payments are predictable.

Fixer upper financing available

A FHA 203(K) loan rolls the home purchase and remodeling costs into one loan.