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Fixed Rate Mortgage

A fixed rate loan offers predictable, easy to amortize payments and protection against rising interest rates. As the name implies, the interest rate on a fixed rate mortgage is fixed for the term of the loan.

The decision to go with a fixed rate mortgage or one with a variable interest will depend upon your personal situation. Fixed rate loans offer the certainty of always knowing what your loan payments will be.

Fixed Rates

These mortgage loans are especially attractive to...

Predictable

Predicatable

Borrowers who like the certainty of a fixed payment for the life of their mortgage. Fixed payments bring a level of certainty to your expenses for housing.

Worry Free

Borrowers who are concerned about the impact that rising mortgage rates could have on their mortgage payments. The interest rate will remain the same from the time of origination to the end of the mortgage loan term.

Hedge

Borrowers who lack the financial flexibility to withstand an increase in their monthly mortgage payment. Your interest rate and the other terms of your mortgage are fixed, regardless of the direction of home mortgage rates or what is happening to the economy.